How Much Cash Do You Need to Buy a House in Arizona?

Published on: 10/27/2026

How much cash do you need to buy a house in Arizona? Down payment by loan type, Arizona closing costs from First American, prepaids, earnest money and seller credit limits, worked on a $400,000 home. Pillar Mortgage Group.

Gift of Equity in Arizona 2026: How to Buy a Home From Family Below Market Value

Published on: 09/09/2026

A gift of equity lets an Arizona family sell below appraised value and count the difference as your down payment. Here is what Fannie Mae, FHA, and VA allow, what the IRS wants, and where these deals break. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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